The Unfair Claims Settlement Practices Act was passed to protect the consumer, when filing an insurance claim, to ensure they are treated fairly by their insurer and not taken advantage of due to lack of knowledge or experience.
This legislation ensures that – no matter what your health situation may be – if you have the insurance to pay for treatment, they cannot refuse payment based on information that was unavailable to you at the time of application.
Who Does the Unfair Claims Settlement Practices Act Benefit?
The Unfair Claims Settlement Practices Act ensures that consumers are protected by their insurance companies in any situation, such as an accident. This means that no matter what an individual’s health status may be, their insurer cannot refuse payment due to unavailable information.
The act offers protection to several groups of people who may suffer from a wider range of health risks than what is considered normal. A few examples include: the elderly, diabetics, and smokers. If you fit into one of these categories, or any other not yet mentioned, your insurer cannot refuse payment or use your health issues against you for the purposes of reducing the amount of coverage they are willing to provide.
Why is a Personal Injury Attorney Necessary?
A personal injury attorney knows how to go about filing a claim for personal injuries, and they know the ins and outs of personal injury law in the event of an accident. To ensure you receive all of the compensation for your injuries that you require, you might want to think about looking for the proper injury attorney to handle your case.
Everyone should be aware of The Unfair Claims Settlement Practices Act so that they may protect themselves from falling victim to insurance loopholes.
Contact personal injury attorney Daniel Martinez. He is the founder of the DM Law firm and has over 30 years of experience. Let Daniel Martinez be the personal injury attorney that gets you the compensation you deserve.